Buying a home is one of the biggest financial decisions you’ll make.

That’s why we’ve produced this guide to help you understand what you need to think about when buying your home or remortgaging. You’ll find a range of information explaining mortgage terminology, the costs involved and how to protect your home and family.

More than just the mortgage

Buying a home is a big commitment, so your adviser may talk about the options around helping to protect your home, belongings, health and loved ones…

Borrowing to buy your home

When you buy your home, you’ll probably need to take out a loan to pay for it. A mortgage is a loan that’s secured against your home…

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Costs involved in buying a home

Have a look at our helpful guide…

How much can you borrow?

You’ll need to find out how much you can borrow before making an offer on a property. Make sure you’re realistic in what you can comfortably borrow and that you can afford…

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Ways to repay your mortgage

There are two styles of mortgage repayment – ‘Repayment’ and ‘Interest Only’…

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How is interest charged and paid?

There are lots of different interest rate options offered by lenders…

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Common features of a mortgage

We’ve listed and provided a brief explanation of some terminology you’re likely to come across when buying a home…

Your home insurance

It’s always a good idea to put some protection in place against any loss or damage to the things you own.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Compliance

Castle Mortgages Ltd act as a mortgage and protection broker for Linear Financial Solutions which is a trading name of Linear Mortgage Network Ltd, registered in England at 2nd Floor, Gateway 2, Holgate Park Drive, York, YO26 4GB, number 05198588.

Linear Mortgage Network Limited trading as Castle Mortgages is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.