Buying a home is one of the biggest financial decisions you’ll make.

That’s why we’ve produced this guide to help you understand what you need to think about when buying your home or remortgaging. You’ll find a range of information explaining mortgage terminology, the costs involved and how to protect your home and family.

More than just the mortgage

Buying a home is a big commitment, so your adviser may talk about the options around helping to protect your home, belongings, health and loved ones…

Borrowing to buy your home

When you buy your home, you’ll probably need to take out a loan to pay for it. A mortgage is a loan that’s secured against your home…

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Costs involved in buying a home

Have a look at our helpful guide…

How much can you borrow?

You’ll need to find out how much you can borrow before making an offer on a property. Make sure you’re realistic in what you can comfortably borrow and that you can afford…

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Ways to repay your mortgage

There are two styles of mortgage repayment – ‘Repayment’ and ‘Interest Only’…

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How is interest charged and paid?

There are lots of different interest rate options offered by lenders…

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Common features of a mortgage

We’ve listed and provided a brief explanation of some terminology you’re likely to come across when buying a home…

Your home insurance

It’s always a good idea to put some protection in place against any loss or damage to the things you own.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Compliance

Castle Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345

The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.